My Services

People with question speech bubbles above their heads asking Co-Pay, Deductions, Time Frame, Limitations and Enrollment Periods

So Many Questions…

If I were to turn 65, which Medicare part would be the best fit for me?
If I’m currently on my spouse’s plan, what steps should I take when I reach 65?
If I own a business, which plan can provide good coverage for my employees without breaking the bank?

There are likely many aspects you want to ensure your plan counts and covers. Whether you need specific prescriptions covered or want to keep seeing your preferred doctor, I’m here to assist you in selecting the most suitable plan for your current situation, without overpaying.

I aim to make the process simple for you. You can simply reach out to me, we’ll discuss your health needs and life situation, and I’ll share the right options tailored to your situation. I’m available throughout your plan’s duration to ensure you have the best coverage that suits your needs.

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MEDICARE

What Medicare options may I get? You probably asked this question when you’ve got closer to 65 – the age eligible to get this health insurance.

Original Medicare includes Part A and Part B. Part A provides hospital coverage, ensuring you’re covered for inpatient care, skilled nursing facilities, and hospice care. Part B, on the other hand, covers medical services like doctor visits, preventive care, and outpatient services.

However, both lack an out-of-pocket maximum, potentially leaving you with substantial bills. And that’s where Medicare Advantage and Medicare Supplement (Medigap) plans come in.

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Medicare Advantage (MAPD)

Medicare Advantage plans combine the coverage of Part A (hospital) and Part B (medical) into a single, coordinated plan offered by private insurers. These plans often include prescription drug coverage. One significant difference from Original Medicare and Medicare Advantage is that Medicare Advantage typically includes an out-of-pocket maximum, providing financial protection for beneficiaries and ensuring that healthcare costs remain manageable.

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Medicare Supplement

Medigap plans are a supplemental plan that fills up Original Medicare by covering some or all of the cost-sharing gaps, such as deductibles, copayments, and coinsurance. While Medigap doesn’t provide additional benefits beyond what Original Medicare offers, it does offer peace of mind and financial stability for healthcare expenses. This can be especially important for those who want to avoid unexpected and potentially overwhelming medical bills, as Medigap plans help fill in the financial gaps left by Medicare Parts A and B.

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Prescription Drug Plans (Part D)

Cover your prescription drug needs, ensuring affordable access to necessary medications.

My goal is to assist you in securing an insurance plan that includes the optimal Medicare options for your healthcare needs and budget.

INDIVIDUAL

I’m not eligible for Medicare but need health insurance.
I simply want to obtain health insurance from a specific company.
I’d like to explore options from various companies to discover the best fit for me.

If any of these situations resonate with you, I have access to over 50 insurance companies and would be delighted to assist you in finding health insurance that suits your needs, including considerations such as out-of-pocket maximum, monthly costs, and your current healthcare requirements.

SMALL GROUPS

What option would be the most suitable to meet my healthcare needs, provide coverage for my employees, and remain affordable for my business’s size?
Should I stick with various types of plans?
Which one would be the most tax-efficient choice for my situation?

If you operate a business with 50 or fewer full-time equivalent employees and are looking for a health coverage solution that meets your criteria and suits your business’s unique aspects, I can help you discover the most suitable options for you.

EVENTS

How to sign up for Part A and Part B of Medicare?
Do I really need part D?
What are the options and limitations of Medicare Advantage and Medicare Supplement?

These questions might leave you feeling uncertain, and it’s not surprising, as the information can be too complex if you’ve never encountered it before. That’s why I host informative meetings where I guide participants through Medicare’s features, to provide a clear, step-by-step walkthrough to educate them on the entire Medicare enrollment process and how each component affects their specific situations. Please feel free to reserve your spot if this resonates with you.

Upcoming meetings:

Tuesday, January 21st at 6:00 pm
Tuesday, February 18th at 6:00 pm

Black Bear Diner
24021 Hawthorne Blvd, Torrance, CA 90505

No obligation to enroll. This is an Educational event only and no plan specific information will be shared. For accommodations of persons with special needs, please contact Loren K. Levy at 310-990-7205. By calling this number you will be directed to a licensed insurance agent.

Reserve A Spot

HEALTH INSURANCE QUOTE

The right answer always comes with the right question. To discover healthcare options that will be right for your circumstances and budget, please, fill out this short form

By submitting this information, you acknowledge the licensed insurance agent Loren K Levy may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

There is no one kinder, caring, and genuinely in service to help make navigating the often confusing and frustrating process of choosing the best Medicare option for this vulnerable phase in your life, as Loren.
Her several decades of expertise and dedication to this industry proves how sincere and committed she is to the wellness of seniors. I could not imagine having to stay on top of all the governmental changes and requirements as a service professional.

Loren made my experience of choosing a healthcare plan to accompany parts A & B an easy effort. When I initially found her, I had done plenty of research, but she helped tremendously in clarifying the details. I wanted someone who actually cared about my well-being and happiness. Loren did and does.

Don’t look any further for a trusting, caring advisor. Grateful for having found her. Not only am I very happy with my advantage plan, the low cost of Medicare compared to the high cost of health insurance for decades, and all the benefits in the advantage plan, but we’ve become good friends and she’s now my coaching client who is doing incredible progress in her life and business! That’s how life really works. We are all here to support one another’s joy and happiness.